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Customers first

Borrowers who are happy with the mortgage loan we helped them get are more important to us than anything else. Our goal is to make the loan process as simple and worry-free as possible. We pride ourselves in offering the highest level of customer service, and appreciate the opportunity to earn your business. Whether you want to refinance for a lower mortgage rate, get a new home mortgage, home equity loan or second mortgage, our purpose is to satisfy your needs. By putting you first, we assure you a pleasurable transaction.

Get fast answers

At our website you can find tools available to answer virtually any mortgage question. Trying to decide if now is a good time to refinance? Check out our Refinance Mortgage Calculator. Wondering if a new home equity loan or second mortgage can lower your monthly payments? Use our Debt Consolidation Mortgage Calculator! Confused by all the loan programs from which to choose? Our Loan Program page will help you find the right type of loan for you. Also, we'll be happy to prepare a personalized mortgage quote for the home mortgage program of your choice.

VIVIAN VAN-ESS
BROKER
WORLD FINANCIAL SERVICES
738 NELSON DRIVE
CEDAR HILL, TX 75104
Office Phone: 972-293-0857
Fax: 972-291-2552
  • Enthusiasm working for you
    Helping people make one of their most important decisions is a serious responsibility, but something that I enjoy doing. This enthusiasm and hard work will benefit you and help reduce the stress and anxiety often associated with real estate transactions.
  • Established Credibility
    I have many years of experience and knowledge working in this industry. I can say with confidence that I'll get the job done right.
 
Mortgage News Daily - Mortgage And Real Estate News


More Negative Press for Fannie and Freddie - 14 hours ago
Last week former Federal Reserve Chairman Alan Greenspan strongly criticized the form of the Congressionally mandated Freddie Mac/Fannie Mae "backstop" program and a survey by the Wall Street Journal found that a small majority of economists involved thought the bailout of the two government sponsored entities (GSEs) would ultimately be invoked, handing taxpayers responsibility for their $5.2 trillion debt.Meanwhile, more voices were added to the chorus of experts and pundits predicting that government intervention will be required. Read More Now
Fed's Lacker Says Rate Hike Should Come Sooner Rather than Later - 14 hours ago
Speaking in an interview with Bloomberg TV, Richmond Federal Reserve President Jeffrey Lacker (non-voter) said the Fed should not wait too long for a rate hike.The Richmond Fed President said inflation will slow if oil prices drop. He added that inflation is still a "risky situation," and that keeping inflation in check requires a tight monetary policy... Read More Now
Fed's Fisher Says FOMC Cannot Risk Credibility, Must Act if Inflation Continues - 15 hours ago
The Federal Reserve must be prepared to take action and curb inflation if slowing growth doesn't moderate prices as expected, said the most hawkish member of the FOMC on Tuesday. Dallas Fed President Richard Fisher (voter), who has dissented from keeping interest rates on hold at the last two FOMC meetings, said the Fed will put its credibility at risk if it fails to combat inflation. He said the Fed has... Read More Now
Soft Freddie Mac 5-Year Auction Shows Credit Worries - 16 hours ago
U.S. government-backed mortgage finance company Freddie Mac caused ripples through the debt market on Tuesday after weak results in a $3 billion, 5-year note auction.The reference note sold for 113.0 basis points above the 5-year Treasury benchmark. Before the auction, the 5-year spread was 105 bps. Read More Now
Weakening Economy Favours Obama Win, Economists Say - 16 hours ago
The weakening economy is a major negative factor for the Republicans and presents candidate John McCain with an uphill battle for the Oval Office, economists from Global Insight say. Historically, there has only been one other election year where year-over-year growth in disposable income per capita was negative, noted Nigel Gault, chief U.S. economist at Global Insight... Read More Now
 



WORLD FINANCIAL SERVICES - 738 NELSON DRIVE - CEDAR HILL, TX 75104
Office Phone: 972-293-0857 Fax: 972-291-2552

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We lend in the following states: TX TX MB LIC # 8001

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